When a key person in a business dies or suffers a critical illness, it can also have a devasting financial effect to the firm. 
Businesses would not think twice about insuring their important equipment, however for some reason do not think to insure the most important part of their company, 'the Key Persons’ until it's too late.
The benefit will be designed to cover the firm's expenses in meeting any emergency costs, recruiting a replacement employee and protecting the future of the business.

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